One common concern for anyone considering bankruptcy is what property they will be able to keep. Generally speaking, a debtor will be able to keep all their households goods and furniture. The bankruptcy court will not sell your washer and dryer and turn the money over to creditors.
As for houses and cars that have liens on them, whether a debtor keeps them is dependent on whether he can afford the payments, and that will be discussed in detail between the debtor and his bankruptcy attorney.